COMPULIFE ® Software Inc.                             Click Here to Print This Bulletin
Update News for November 2018    



Here is a quick run-down on what you will find in this bulletin:


    • November 5, 2018, 12pm EST
      Term4sale Bumping Week Begins
      You Snooze, You lose!

    • The Importance of Local Postal Codes

    • Finding The Best Postal Codes

    • If You Have No Postal Codes

    • Did Anyone Notice The New Website?

These topics will be dealt with in more detail throughout this bulletin.



November 5, 2018, 12pm EST
Term4sale Bumping Week Begins
You Snooze, You lose!

term4sale.ca is our public web site where consumers can get free life insurance quotes and where we refer those consumers to the three agent/subscribers listed in that postal code.

REMEMBER/IMPORTANT:   Compulife does NOT sell life insurance. Compulife does not compete with our subscribers. We have no relationship with any insurance agency, IMO, FMO, MGA, BGA, AGA, whatever. The ONLY source of revenue that Compulife generates is from the sale of our software and related services, none of which involves receiving commissions for insurance. Not only do we avoid any and all conflicts of interest, we avoid the appearance of any conflict of interest.

That's why any sales of insurance generated by an agent through term4sale.ca is the agent's business. The agent places that business with whoever they want, and the agent does not share any commissions or bonuses with Compulife. We get no share of any of it, no splits, no kickbacks, no finder's fees, nothing.

Compulife's revenue from term4sale.ca is from the listings we sell, PERIOD. For agents who participate, a postal code listing at term4sale.ca is no different than buying advertising in the yellow pages.


The Importance of Local Postal Codes

Compulife wants every susbscriber who participates to have a chance to make sales from term4sale.ca. We believe that is an important "value added" benefit to being a Compulife subscriber. It's just one more reason to buy our Windows PC product.

To make sure that every subscriber has a chance to generate some business from the term4sale.ca web site, every subscriber to Compulife's Windows PC software has the opportunity to purchase up to 3 local postal codes (standard license subscribers can buy up to 6 local postal codes).

Local postal codes are important for 3 reasons:

    1.  Local postal codes are sold at $12 per year. This is a cost saving versus the $15 per year you pay for additional postal codes, should you wish to buy more.

    2.  A local postal code lets you force your way into the best postal code listings in your local area (often these postal codes are already full; 3 subscribers listed in a postal code fills the postal code)

    3.  A local postal code listing features your local phone number. Consumer are more inclined to call an agent when they recognize a familiar area code and exchange in a phone number.

NOTE:   Your local area is a 30 kilometer radius from your location. We may make that circle larger if you are located in a rural area.

In order to force your way into the more popular postal codes in your local area, when they are already full, you must BUMP one of the subscribers already listed in that postal code, where that subscriber is NOT listed using one of their local postal codes.

In the past many subscribers have already taken advantage of bumping into better postal codes. If you have done that before, there is no need to do anything now.

If not, there are two groups of subscribers who need to ACT NOW:

    1. If you do not have any postal codes, or less than three you should consider buying your 3 (6 if you have a standard license).

    2. If you have never bought postal codes you should consider getting listed. Now is the time.

If you have already done this, then there is no need to read further.


Finding The Best Postal Codes

There is no substitute for your own knowledge of your own local area, but to assist you Compulife developed a very important tool to help subscribers locate the better postal codes to be listed in. We call this the:



The following is a quick tutorial to help you learn to use the postal code Analyzer:

    1.   Go to the postal code Analyzer: www.term4salecom/pc

    2.   Put in your postal code and click the "Analyze This" button

    3.   To find the most populated codes in your area, click the 4th column titles "Population"

    4.   You will see the lowest numbers come to the top

    5.   Click "Population" again

    6.   This will bring the biggest numbers to the top

    7.   You will see that most of those postal codes are full (3 listings)

    8.   You cannot normally get into a full postal code

    9.   If that postal code is 30 or kilometers from you, then you can use your local postal codes to get into the postal code
    NOTE: This assumes that the postal codes is not already full of locals; call Compulife to find out

    10.   Call Compulife on November 5th, after 12 noon EST with your list of local postal codes.
                (800) 798-3488   or   (888) 798-3488

    11.   You can exchange whatever local postal code(s) you have, for the postal code(s) you want.

    12.   You will have the immediate option to re-buy the postal codes you are giving up in the exchange.

    13.   Call Compulife if you have any questions
                (800) 798-3488   or   (888) 798-3488.



    If You Have No Postal Codes

    There are some subscribers to Compulife who don't sell life insurance.

      A number of life insurance companies purchase our service, to maintain a competitive watch on the market. They don't want term4sale.ca listings.

      A number of agencies want Compulife to provide quotes to their brokers. Many of these agencies don't retail insurance, they act as distributors and whole salers. They don't want term4sale.ca listings.

      A number of agents and agencies use Compulife but don't want their competition to know about it. They don't want term4sale.ca listings.

    This was one of the reasons Compulife elected to stop providing local postal codes for free. A number of subscribers had postal codes they really didn't want, and they have elected to stop buying them. That means there are more postal codes for those who do want them.

    And the majority of our customers do sell life insurance. I can't imagine why they wouldn't want a listing at term4sale.ca. If you have not read these before, maybe you should read them now:

    $36 per year gives you a chance to make a sale at Compulife, and our postal code warranty (more about that next month) means that if you do not get at least one email contact from term4sale during the year, then your 3 local postal codes renew FREE for the following year.

    Next month we will talk about the postal code Warranty and the next important date on the term4sale calendar:

    Monday, January 14, 2019     (12pm EST)

    That's when we have the postal code land rush, and it's your best opportunity for the entire year to buy additional postal codes that were previously full, but have now become available.



    Did Anyone Notice The New Website?

    From time to time I am lectured by people who will tell me our software looks clunky and old fashioned. Last month Jeremiah wrapped up a new responsive website for Compulife: www.compulife.com

    Did anyone notice?

    The Canadian version of the website: www.compulife.ca

    should be upgraded to the new responsive format by the end of the year. The first job Jeremiah has is converting the old installation program/webpages to the new system we have introduced in the U.S. The new system eliminates many of the complaints we have had about our installation files causing false positives in some of the anti-virus products.